In planning your summer trips in advance, don’t forget to include travel insurance so you’ll be prepared for unexpected medical expenses, baggage delays, and more
Lack of preparation can throw a real wrench into your plans. Problems are even more worrisome when they take place abroad because you’re isolated from the comforts and familiarity of home. What problems do we mean exactly? Think of sudden medical expenses, personal accidents, trip cancellations, trip terminations, flight delays, loss or damage of baggage and personal effects, and baggage delays. But fret not because these and more are all covered under Prudential Guarantee and Assurance, Inc. (PGAI) Travel Shield Insurance.
The need for travel insurance
PGAI is Schengen-accredited, which ensures European trips free of travel-related stress. You can make your dream vacation to countries like France and Italy come true and worry-free since Travel Shield Insurance offers 24-hour Worldwide Travel Assistance. This assistance gives you comprehensive protection and services from unexpected troubles that might occur during your trip. Travel Shield Insurance also offers annual plan options to frequent travelers.
It’s also worth mentioning that PGAI’s Travel Shield Insurance comes with COVID-19 coverage. This insurance package provides full medical benefits to policyholders who contract COVID-19 during a trip. It comes with the package’s coverage for medical costs incurred from a covered sickness or accident occurring during a local or foreign trip.
Specifically, Travel Shield covers costs of Emergency Medical Evacuation and Repatriation, which allows for one’s return trip to the Philippines or to a medically recommended location if the policyholder needs immediate medical treatment for an injury or sickness that happened while traveling. The Personal Accident feature, on the other hand, provides a lump sum benefit in case of disablement or death caused by an accident.
Severe weather conditions, airline equipment failure, or airline employees’ labor actions can also hamper one’s flight and cause inconveniences, so Travel Shield covers the expenses of flights delayed more than six hours for domestic and more than eight hours for international. The loss of, or damage to, baggage is also covered, while expenses on necessary clothing and toiletries are reimbursed in cases when the traveler’s baggage gets delayed.
“PGAI is consistently the number one non-life insurer in the Philippines, thanks to an innovative portfolio of products offering comprehensive coverage. Travel Shield typifies this through benefits that thoroughly address numerous contingencies,” PGAI Senior Assistant Vice President Amor Divinagracia-Laino announced.
For inquiries, call their Travel Team at (02) 8651-9556 or (02) 8651-9555 from 8:30 am to 5:30 pm, Monday to Friday. You may also e-mail [email protected].
Photos: PRUDENTIAL GUARANTEE AND ASSURANCE, INC.
